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The one thing i can say as Zumba Fitness instructor is to reach out to your community and make sure they know who you are and what you stand for. Hand out flyers to some of your classes and have promotions every month. Once people see that you are doing good in the community, they will do whatever they can to help you get your own studio. Find a place, talk to the right people to see if you can get a good price for it. Then for 6 months build up your clientele and you should save enough money for a down payment.
Now lets not forget about hiring other people to work there for other activities, nutrition classes and equipment. You could get a loan for that but make sure you interview those you want to work for you. Opening up a new store in town you will have to start off strong, so find people who share your same goals. From there you will build.